Port Clinton Area Chamber of Commerce

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  • Chamber
    • About Us
    • Office Staff
    • Board of Directors
    • Committees
    • Accomplishments
    • Testimonials
    • Sponsorship
    • Mobile App
    • Chamber Store
  • Events
    • Calendar
    • Business >
      • Annual Dinner
      • Business After Hours
      • Job Fair
      • Lunch-N-Learn
      • Speed Networking
    • Festivals >
      • Walleye Festival
      • Riverfront Live
      • Rock the Light
    • Holiday >
      • Trick or Treat
      • Community Christmas
    • Community Fun >
      • Sunset Cruise
      • Car Show
      • Golf Outing
    • Photo Gallery
  • News
    • Chamber Blog
    • Member Spotlight
    • Information To Know
    • Newsletters
    • Join Mailing List
  • Community
    • Directory
    • Visitors & Relocation
    • Community Links
  • Local Resources
    • Important Numbers
    • Ottawa County Map
    • Business Location Map
    • Job Postings
    • Organizations
    • Request Response
    • Coupons
    • Gift Certificate Program
  • Contact
  • Membership
    • Join the Chamber
    • Premier Membership
    • Membership System
    • Member Benefits
    • Chamber Resources
    • Member's Area
    • Member Support
  • Sign In

PC Chamber Blog

Restaurant Updates

3/31/2020

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Bureau of Motor Vehicles Notice

3/31/2020

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Governor DeWine signed House Bill 197 which states that Ohio licenses (including driver licenses, Commercial Drivers License, and registrations) expiring during the declared State of Emergency shall remain valid until either 90 days after the declared emergency ends, or December 1st, 2020, which ever comes sooner. The State of Emergency was declared on March 9, 2020.
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Disaster Loan Update

3/30/2020

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Good morning members,
 
I have attached the guidelines for both the Economic Injury Disaster Loan (EIDL)  program as well as the Corona Aid, Relief, and Economic Security Act (CARES).  Under the CARES Act, businesses may be eligible for a $10,000 advance on the EIDL, which does not need to be paid back.
All of the information being shared with you is now being condensed in to 1 page on our website and will be updated daily with any new information that is relevant to our business community. https://www.portclintonchamber.com/chamber-blog
 
If your business can offer help to other members at this time, please email me and let me know how and what services you are offering . This information will be added to the Blog/News page on our website.
 
 
 
Economic Injury Disaster Loan (EIDL) Program
 
Ohio has been declared a disaster state, therefore making Ohio businesses and non-profits statewide eligible to apply for Economic Injury Disaster Loan (EIDL) assistance through the Small Business Administration (SBA).  Please understand that these will be loans, requiring repayment.  These loans may be used to pay fixed debts, payroll, accounts payable and other bills that cannot be paid because of the disaster’s impact.
 
These loans are only intended as working capital loans utilized to assist with impact caused by the coronavirus emergency efforts.  The EIDL’s are not for other purposes such as expansion, new equipment, property purchase, etc. that do not have anything to do with the national emergency we are facing.

  • EIDL Guidelines (see attached)
 
Coronavirus Aid, Relief, and Economic Security
(CARES) Act
 
The Coronavirus Aid, Relief, and Economic Security (CARES) Act has been signed into law.  This Act provides additional assistance for small business owners, including the opportunity to receive up to a $10,000 Advance (which does not have to be repaid) on the Economic Injury Disaster Loan (EIDL) for emergency capital.  The Small Business Administration (SBA) is updating its system to implement this provision so small businesses can request an EIDL advance when they apply for the loan.  This update will be available in the coming days.
 
In the interim period, you can still apply for a full Economic Injury Disaster Loan (EIDL), but will need to reapply for the Advance when the system is updated with a streamlined application.  Once updated, the Advance will be included in your EIDL application process.

  • CARES Guidelines (see attached)cares_guidelines.pdf
Stay safe and healthy,
Nicole 
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Support Local Safely

3/27/2020

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Restaurants 

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Grocery 

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OHIO BUREAU OF WORKERS COMPENSATION DEFERRAL:

3/27/2020

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Ohio’s Bureau of Workers' Compensation (BWC) system is the exclusive provider of workers’ compensation insurance in Ohio and serves 249,000 public and private employers.
To help businesses facing difficulties due to the COVID-19 pandemic, the Ohio BWC is announcing that insurance premium installment payments due for March, April, and May for the current policy year may be deferred until June 1, 2020. At that time the matter will be reconsidered.   
"BWC will not cancel coverage or assess penalties for amounts not paid because of the coronavirus pandemic," said Lt. Governor Husted. "Installment payments due for the three-month period are totaled at approximately $200 million, and that money will now stay in the economy."
For more information, visit bwc.ohio.gov.
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SBA Disaster Loan-Helpful Tips

3/27/2020

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Your Chamber office may be closed but we are still working for YOU. Please remember to visit our website where the most up to date information on COVID-19 resources are being shared daily. You can continue to stay in touch by calling 419-734-5503 (all calls are being directed to the President’s cell phone) , emailing or visiting our Facebook page.  Below is an email that was shared with me by a local banker-one of her clients has applied for the SBA Disaster Loan and put together some helpful tips.
 
Stay safe and stay healthy,
Nicole
 
 
“Last night at about 10pm I was finally able to get through the application process for the disaster loan.  From start to finish it took about 2 hours.  The reason it took as long as it did was because after each question of the application I had to wait at least a minute.  As far as the questions, most was very basic and I think that most will be able to complete on their own without too much trouble.  All of the forms are filled out during the process so the personal financial statement, 4506-t and statement of liabilities does not need to be filled out ahead of time.  I would suggest the applicant have the following items handy when filling out the application:
  • Business name (spelling) exactly as it is filed on the tax return
  • EIN
  • For those with 20% or great ownership
    • List of personal assets and liabilities (including current balances and monthly payment)
  • Current business debt schedule
  • Most recent 12 month gross revenues (prior to impacts from COVID-19)
  • Most recent 12 month  cost of goods sold (prior to COVID-19)
 
I have been receiving several questions about how does an applicant know how much to apply for? 
 The applicant does not request a specific amount.  Once the SBA reviews the application they will make a determination of how much the business can repay.  If the amount approved is less than borrower desires they   can appeal for a higher amount.
 
My last bit of what I picked up on so far:
  • need to be in business for a minimum of 1 year”
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    Author

    Nicole Kochensparger
    ​President/CEO

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Port Clinton Area Chamber
110 Madison Street 
Port Clinton, OH 434522

P:  (419) 734-5503
F:  (419) 734-4768
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